Qualify using only the rental income from your investment property. No tax returns, W-2s, or paystubs!

What is a Hard Money Construction Loan?

A hard money construction loan is a short-term loan that finances a real estate construction project.


Typically, the purpose behind the loan is to fund the construction of a real estate project.

Why Fix and Flip with a Hard Money Construction Loan?

Fast, reliable financing drives success in a competitive real estate market. Hard money construction loans help investors and builders maximize their profit margins thanks to easy qualification, quick funding, and flexible loan terms.

Who Should Use a Hard Money Construction Loan?

Hard money construction loans are designed for investors or builders in the process of purchasing a lot or tearing down an existing property for new construction.

Hard Money Construction Loans with Loan Ranger Capital

We’re proud of our reputation as one of the best hard money lenders for real estate investments in Texas and Tennessee. From our flexible loan terms to transparent application and approval process, our team is here to help. Some of the benefits of working with Loan Ranger Capital include:

  • Fast, Stress-Free Financing
  • Local Expertise
  • Top-Notch Customer Service
  • Maximized Profits

What Our Clients Have to Say

Hard Money Construction Loan FAQ

Our team of experts is here to answer all of your questions.

We’re commonly asked these questions about hard money construction loans, but please reach out with additional questions.

Traditional real estate loans are targeted towards property owners looking to make a long-term investment. Hard money construction loans, however, are designed for investors or builders looking to turn around a project quickly and profitably.

We suggest preparing some documentation, such as a project scope and a proposed construction timeline. Also, have your down payment ready – most hard money lenders require at least a 10% down payment on the loan.

We generally lend between $50,000 and $5,000,000.

Loan Ranger Capital lends across the great states of Texas and Tennessee.

No, we do not charge prepayment penalties on any of our loan programs.

Discover how Loan Ranger Capital Can Help

Ready to Learn More? Contact Us to Get Started.

We’ll provide approval in less than 24 hours.

    Apply For A Loan Today

    Tell us some basic details about your project below and let us work on structuring the best loan for you. We value your time and will reach back out to you shortly!