Texas’ Premier Hard Money Lender for Houston

Quick closings – Competitive rates – Local expertise – Unparalleled service

Rates as low as 8.9% and approval in 24 hours

Houston’s Fastest Hard Money Lender

Loan Ranger Capital is the leading local hard money lender in Texas. We always have cash on-hand, because we’re one of Houston’s only direct lenders. Our commitment to outstanding service means we never sell or broker your loan, and perform all lending operations in-house.

Houston Hard Money Loan Terms

Hard Money Lending Programs for Houston

All of our hard money loan programs are quick, simple, and founded on our commitment to excellent, local customer service.

Accelerate your project and maximize your profit with a hard money loan from Texas’ top fix and flip lender.

Learn more about fix and flip loans →

Houston is building! Stay competitive with a hard money loan for residential or commercial real estate.

Learn more about construction loans →

Invest in rental properties and increase your cash flow with our hard money buy and hold program.

Learn more about buy and hold →

Work with a local hard money lender who can keep up with the fast pace of wholesale real estate!

Learn more about transactional funding →

Hard Money Lending Should Be Local

Loan Ranger Capital is a Texas-based lender, working with real estate investors in Houston, Austin, Dallas, and across the State of Texas. Our team has expertise in the Houston real estate market, and we’re available whenever you have questions or needs based on your loan.


Loan Ranger Capital has the most professional, caring, friendly, honest, reliable and knowledgeable staff members in this business.
– Stacie S.


Very knowledgable and easy to work with. They were able to close quickly and the draw process has been smooth and pain-free on our multiple projects.
– Peter P.


As an investor, I have worked with other lenders in the past and working with Lone Ranger Capital has by far been my best experience.
– Cred Contracting


We are more than pleased to work with them and say that they are one of the best groups we have worked with in the last 40 years in the real estate industry.
– John S.

What is hard money lending?

Hard money lending is a financing option provided by private lenders and backed by assets—usually the real estate in question—rather than the borrower’s credit. Because hard money lenders are private, we have more flexibility than traditional institutions have over their mortgages or construction loan programs.

Learn more about hard money loans →

Additional Hard Money Resources

A beginner’s guide to fix and flip loans

Pros and cons vs. traditional construction loans

All the details on this core investing strategy

Ready for a hard money loan, houston?

Whether you’re flipping a property, building a new one, or facilitating a double-closing, you need a hard money lender with a successful portfolio and experience in Houston. Call or email us to learn more, or simply apply online today.

Apply For A Loan Today

Tell us some basic details about your project below and let us work on structuring the best loan for you. We value your time and will reach back out to you shortly!