Qualify using the value of your investment property. No tax returns, W-2s, or pay stubs!

What are Fix and Flip Hard Money Loans?

Fix and flip loans are short-term real estate investment loans. They are intended to help an investor purchase, renovate, and sell a property at a profit – typically within 12 to 18 months- and are commonly used to purchase foreclosed or auctioned properties, finance property renovations, or cover additional expenses.

Why Fix and Flip with a Hard Money Loan?

Conventional mortgage loans are not intended for fix and flip real estate investments. Fix and flip loans from hard money lenders are ideal for investors purchasing, rehabbing, and selling properties. Plus, fix and flip loans offer several benefits including no credit check or proof of income requirements, low interest rates, and fast financing.

How Fast is the Hard Money Loan Process?

The approval process for hard money loans is quick – most lenders can provide loans in as little as 5-7 business days. Comparatively, approval for a conventional bank loan can take up to six weeks. Since hard money loans are backed by an asset (rather than a credit score), lenders don’t need to run credit checks or validate income. 

Fix and Flip Hard Money Loans with Loan Ranger Capital

We’re proud of our reputation as one of the best hard money lenders for real estate investments in Texas and Tennessee. From our flexible loan terms to transparent application and approval process, our team is here to help. Some of the benefits of working with Loan Ranger Capital include:

  • Fast, Stress-Free Financing
  • Local Expertise
  • Top-Notch Customer Service
  • Maximized Profits

What Our Clients Have to Say

Fix and Flip Hard Money Loan FAQ

Our team of experts is here to answer all of your questions.

We’re commonly asked these questions about fix and flip loans, but please reach out with additional questions.

We generally lend between $50,000 and $5,000,000.

Loan Ranger Capital lends across the great states of Texas and Tennessee.

We lend based on the value of the asset, and generally do not run credit checks. So your credit score doesn’t matter. The exception to the rule is a 650 minimum credit score for our Top Shelf loan program.

Loan Ranger Capital requires hazard and title insurance on each property that we lend on.

No. There is no prepayment penalty on any of our loan programs.

Discover how Loan Ranger Capital Can Help

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