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What is Transactional Funding?

Transactional funding is a short-term, hard money loan that allows a real estate wholesaler or investor to borrow capital to purchase a property. It’s an ideal financing solution for wholesalers who are looking for a capital resource to facilitate a double closing.

Transactional funding is also known as flash funding, same-day funding, ABC funding, a transactional loan, or a one-day bridge loan. Although less common than other forms of real estate financing, it may be the right fit for you depending on your real estate investment strategy. Continue reading to learn more.

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What are the Pros and Cons of Bridge Loan Financing?

Are you exploring short-term financing options for your latest real estate investment? In a perfect world, your primary residence would sell as soon as you’re ready to purchase a new home – but, unfortunately, that’s not always the case. That’s where a bridge loan comes in. A bridge loan is a short-term loan intended to provide financing until a borrower … Read more

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What is a Hard Money Construction Loan?

A hard money construction loan is a short-term loan that finances a real estate construction project. Typically, the purpose behind the loan is to fund the construction of a real estate project. Hard money loans are ideal for investors or builders purchasing a property lot or tearing down an existing property for new construction. They can also serve as an … Read more

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What is a Bridge Loan?

A bridge loan is a short-term loan intended to provide financing until a borrower secures permanent, long-term financing for their real estate investment. Bridge loans are used during the gap between purchasing a property and selling a previous one, providing the borrower with added flexibility. Bridge loans can also be referred to as bridge financing, gap financing, interim financing, or swing financing. 

Continue reading for a breakdown of how bridge loans work including uses for bridge loans, interest rates, and more.

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What Is The 70% Rule In House Flipping And Why Does It Matter?

When flipping a house, there is a laundry list of general rules that need to be taken into consideration. One rule that should be at the top of your financial checklist is the 70% rule. This post will outline what the 70% rule of house flipping is, and why it may be one of the most important guidelines for making … Read more

Accessory Dwelling Unit Investment

Is An Accessory Dwelling Unit A Good Investment?

Are you a developer wanting to maximize your profit margin on one of your properties? Or, are you a homeowner with some extra yard space that you would like to put to good use? Many investors are finding creative ways to enter the real estate market any way they can. With the housing supply at an all time low and … Read more

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How Soaring Lumber Prices Will Increase the Cost of Your Investment Property

Even if you aren’t a real estate investor, you are probably aware that the price of lumber has gone up exponentially since the beginning of the pandemic. And if you know this, you might be able to guess how much this price increase has affected the overall cost of not just new construction builds, but renovations and fix & flips … Read more

hard money fix and flip vs conventional loans

Fix and Flip Funding: Hard Money Loans VS Conventional Loans

Last year we answered the question: Should you use personal funds or outside funds for your fix and flip project? If you’ve opted for outside funding, there’s one major question left: How do hard money fix and flip loans compare to conventional loans? This article will outline a few of the differences between the two choices, and show you why … Read more

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What You Need to Know to Start Flipping Houses: A Beginner’s Guide

Are you considering investing in a fix and flip property or starting a house flipping business? It’s important to learn as much as you can about this type of real estate investment before getting started. Flipping houses is a fast-paced investment strategy typically completed within 12 months, barring any issues that can slow down the process. Investing in the right property for your first flip will ensure you walk away with revenue to fund your next fix and flip project. Continue reading to learn what you need to know to start flipping houses.

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Hard Money Lending: What Will Your Lender Require?

Hard money loans are a great solution when you’re looking for a quick financing to close on a real estate investment. Easier and faster to obtain than conventional financing  – which can take up to 3-4 months – hard money lenders can close a real estate transaction in as few as 10 days. To make the process as simple and quick as possible, it’s important to have all of the necessary documentation required by your lender. Continue reading for a breakdown of what most hard money lenders will require before approving a loan request.

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christmas at loan ranger capital

Thanksgiving at Loan Ranger Capital

At Loan Ranger Capital we’ve had a successful 2017. While we’ve been very fortunate, we realize that not everyone shares the same circumstances. Two days before Thanksgiving, we decided to hand out premade Thanksgiving dinners to our immediate community using profits from the management company. When all was said and done, our team handed out 50 Thanksgiving dinners. Which conservatively … Read more

Amazon Packages

Austin’s Case for the Amazon HQ2

A recent Moody’s article has ranked Austin #1 for the second Amazon headquarters the company announced a few months ago. The article discusses Austin’s well-known hub of tech companies. Companies such as Dell are headquartered here already. Also, other companies such as Samsung, Apple, and IBM have the largest presence of their own companies outside of their headquarters. High numbers … Read more

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